Travel Health Insurance 

The most complete international coverage you can buy

Global Medical Security

For U.S. Citizens Traveling Abroad

 

Health Insurance for Travel Outside the USA...

Visitors insurance

At this time, there is only one health insurance plan that I recommend for U.S. citizens traveling abroad.

GeoBlue Voyager
Administered by Worldwide Insurance Services, Philadelphia, PA, USA

For short-term trips abroad (up to 180 days), if you have "primary insurance" in the USA  (e.g. group insurance, individual major medical, Medicare), then there are some good reasons to consider the Voyager "Choice" plan. (Note: VA and Medicaid are not "primary" coverage.)

Voyager "Choice" - Quote & Apply (opens in a new window)

Plan Advantage - "Choice" plan only; there is no exclusion for pre-existing medical conditions. You must not be traveling against doctor's orders (see plan literature for all details).

Plan Advantage - medical evacuation wording specifically includes "back to home area."

Plan Advantage: GeoBlue has an extensive network of doctors and hospitals overseas who accept direct payment for services (much like a "PPO" in the USA). On your confirmation, there are instructions and a link to the GeoBlue log-in page to view/print a list of providers. (Not available in all areas.) Note that you may go to any doctor or hospital as required, but these are pre-contracted and English-speaking.

If Longer International Coverage is Needed... while overseas, you have the option of purchasing one additional "subsequent" (or "follow-up") policy - for up to 180 days of coverage - starting on the day your existing policy expires.

General Comments...

The international travel health insurance plans found here are not the same type of plans you might get from a travel agent (e.g. temporary trip insurance). These insurance plans are typically much more comprehensive. Here is just a sample of the benefits contained in these plans (see plan literature).

  • Hospital
  • Intensive Care
  • Surgery
  • Outpatient Treatment
  • Prescription Drug
  • Dental due to Accident
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Emergency Reunion
  • Return of Minor Children
  • Accidental Death or Dismemberment
  • 24-Hour International Traveler's Assistance
  • Trip Interruption
  • Lost Baggage

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